Manilla Finance provides the Manilla Pay app, enabling Nigerians to pay utility bills, top‑up airtime and data, and book travel services using stablecoins or cards. By combining crypto‑backed stablecoins with traditional payment infrastructure, the platform delivers instant settlements, reduced transaction failures, and a unified dashboard for managing everyday financial needs.
Funding
Funding not disclosed
Founders
Product
Problem
Consumers in Nigeria face slow, unreliable payment processes such as long bank queues, failed transfers, delayed utility credits, and cumbersome cross‑border transactions, limiting convenience and financial efficiency.
Solution
Manilla Finance offers the Manilla Pay mobile application, which enables users to settle utility bills, top‑up airtime and data, and book travel services using stablecoins or debit cards. By integrating crypto‑backed stablecoins with traditional payment infrastructure, the platform delivers faster settlement times, reduced transaction failures, and broader payment flexibility. The app provides a unified interface for everyday financial needs, allowing Nigerians to manage household expenses and travel payments securely from a single device.
Target Audience
Primary customers are Nigerian individuals who need fast, reliable methods to pay utilities, recharge mobile services, and manage travel expenses, as well as small businesses seeking streamlined payment collection.
Features
- Bill payment for electricity, water, cable TV, and internet using stablecoins or cards, processed instantly
- Instant airtime and data top‑up across all major Nigerian networks with crypto or card funding
- Flight, accommodation, and ride booking with payment options in stablecoins or traditional cards
- Secure transaction processing with encryption and compliance with local payment standards
- Unified dashboard for tracking payments, receipts, and travel bookings in real time
- Integration of stablecoin settlement to reduce reliance on slow bank transfers and minimize failed transactions