Manifest tokenizes U.S. residential home equity into a liquid ERC‑20 token (USH) that represents fractional ownership of a diversified, lien‑secured property portfolio. Investors can mint USH with stablecoins, stake to earn auto‑compounding rental and appreciation yields, and trade or use the token as collateral across DeFi protocols, with 24/7 liquidity and flexible exit options.
Funding
Funding not disclosed
Founders
Product
Problem
Investors worldwide lack direct, liquid exposure to the U.S. residential real estate market because traditional property ownership requires large capital, illiquid holding periods, and complex legal processes. This limits participation in a historically stable, wealth‑building asset class to a narrow group of domestic investors.
Solution
Manifest tokenizes U.S. home equity investments (HEIs) into a permissionless, composable ERC‑20 token called USH. Each USH represents a fractional claim on a diversified portfolio of lien‑secured residential properties, providing investors with exposure to American real‑estate appreciation and rental income. USH can be minted with stablecoins, staked to earn yield (sUSH), and used across DeFi protocols for lending, borrowing, or liquidity provision. The protocol maintains a liquidity pool that enables 24/7 trading and redemption, while an autocompounding mechanism grows returns without manual claiming. Investors can exit at any time via secondary markets or a 28‑day unstaking cooldown, delivering continuous liquidity for a traditionally illiquid asset.
Target Audience
Global crypto‑savvy investors and DeFi participants seeking exposure to U.S. residential real estate without the barriers of direct property ownership.
Features
- ERC‑20 token (USH) backed by a diversified pool of lien‑secured U.S. residential properties
- Minting with USDC or USDe and direct swapping on major DEXs
- Staking to receive sUSH, which autocompounds yield from rental income and property appreciation
- Permissionless, composable token usable as collateral, for lending, borrowing, or liquidity provision in DeFi
- Protocol‑owned liquidity pool offering 24/7 market access and flexible exit options
- 28‑day cooldown period for unstaking, with optional secondary‑market sales for immediate liquidity
- No gas or management fees for claim processing; returns are automatically reinvested