Manafa provides a supply‑chain financing platform that gives small and medium‑sized enterprises rapid, unsecured credit—often within 48 hours—through partnerships with large regional corporations, helping them close cash‑flow gaps and maintain liquidity. The same platform offers Sharia‑compliant investment products with returns up to 18 % across diversified sectors, all regulated by the Saudi Central Bank and overseen by a Sharia committee.
Funding
$29.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Small and medium-sized enterprises often face cash‑flow gaps because traditional financing processes are slow and require extensive documentation, limiting their ability to grow. At the same time, investors seeking Sharia‑compliant opportunities have limited access to diversified, high‑yield investment products.
Solution
Manafa bridges these gaps by offering a supply‑chain financing platform that partners with large regional corporations to provide rapid, unsecured credit to private suppliers. Businesses can receive funding tailored to their needs within 48 hours of application, helping them maintain liquidity and continue operations. For investors, Manafa offers a suite of Sharia‑compliant investment products across multiple sectors, delivering returns of up to 18 % while adhering to Islamic finance principles. The platform is regulated by the Saudi Central Bank (SAMA) and overseen by a Sharia committee, ensuring transparency, compliance, and trust for all participants.
Target Audience
Primary customers are small‑to‑medium enterprises and private suppliers needing short‑term working‑capital financing, as well as individual and institutional investors looking for compliant, high‑yield investment opportunities.
Features
- Fast‑track financing approval with funds disbursed in 48 hours after submission
- Credit lines linked to verified supply‑chain transactions with major regional corporations
- Sharia‑compliant investment portfolios covering diverse industry sectors
- Fixed‑rate returns up to 18 % for individual and institutional investors
- Full regulatory oversight by SAMA (license 64/أ ش/202211) and Sharia supervision
- Integrated dashboard for borrowers and investors to monitor funding status, repayments, and portfolio performance