Mama Insurance
Mama Insurance is an Italian insurtech offering fully digital, customizable home insurance policies that protect both the property and its contents. Customers can build modular coverage starting at €4.90 per month, with policies activated online in about one minute and claims managed directly from a device. The platform includes access to a network of vetted home assistance professionals available 24/7.
- Insurance Technology
- Software Only
Funding
Raised to date
€2MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Est. $2.2Macross 1 round
FVFFIncomplete round history. $2.2M of the $2.2M reported total isn’t matched to a known round (1 known round has an undisclosed amount).
Founders
Founder details are not available yet.
Product
Problem
Traditional home insurance policies are often rigid, opaque, and time-consuming to purchase, with hidden costs and lengthy, ambiguous questionnaires. This makes it difficult for homeowners, landlords, and tenants to find affordable coverage that matches their actual needs and to manage claims efficiently.
Solution
Mama Insurance provides a fully digital, data-driven insurtech platform that lets users customize and purchase home insurance policies in about one minute. The service offers modular coverage for the building (Casa), contents (Contenuto), or both, with transparent pricing starting at €4.90 per month. Policies can be tailored with additional coverages and higher limits, and the entire process—from quote to claim filing—is handled online. Mama also coordinates a network of vetted home assistance professionals, including plumbers, electricians, and locksmiths, available 24/7 for covered emergencies.
Target Audience
Primary customers are Italian homeowners, landlords, and tenants seeking flexible, transparent, and affordable home insurance that can be purchased and managed entirely online.
Features
- Modular policy options: Casa (from €9.90/month), Contenuto (from €4.90/month), or combined Casa + Contenuto coverage
- Coverage for fire, explosion, water damage, atmospheric events, electrical surges, theft, and glass breakage
- 100% digital activation and claims management through a web-based platform
- On-demand home assistance network with vetted professionals (plumber, electrician, locksmith, glazier, HVAC technician) available 24/7, with up to €250 covered per claim
- Flexible customization: users can increase limits, add extra coverages, and build a policy tailored to their specific property
- Policies distributed in partnership with Chubb, a global insurance leader, and authorized by IVASS as an insurance intermediary