Makmur is a digital investment platform offering curated mutual funds and stock trading access to Indonesian investors. The platform provides professional management assistance for mutual fund allocation and features like stop orders for equity risk management. Investors benefit from a streamlined, secure online registration process and access to products from verified investment managers.
Funding
$650K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
ALETGLJAQ+3Founders
Product
Problem
Many individuals in Indonesia lack access to sophisticated investment tools and personalized financial advice, hindering their ability to achieve their financial goals through mutual fund investments. Traditional investment platforms often require significant capital and expertise, creating barriers for new and smaller investors.
Solution
Makmur is a robo-advisory investment application designed to democratize access to mutual fund investments in Indonesia. The platform employs a robo-advisor, dubbed Mavis, to create tailored investment strategies based on individual risk profiles and financial objectives. Makmur provides access to a curated selection of over 100 mutual funds, allowing users to start investing with minimal capital. The app also offers features such as goal-based investing, AI-powered investment insights via Mavis GPT, and premium services for high-net-worth individuals, aiming to provide a comprehensive investment experience for all users.
Target Audience
Makmur targets both new and experienced individual investors in Indonesia seeking a user-friendly platform for mutual fund investments, as well as businesses looking to manage their finances more efficiently.
Features
- Robo-advisory service (Mavis) that creates personalized investment strategies based on risk profile.
- Access to over 100 curated mutual funds in Indonesia.
- Goal-based investing to align investments with specific financial objectives.
- AI-powered investment insights via Mavis GPT, leveraging OpenAI's ChatGPT.
- Makmur Premium service for high-net-worth individuals, offering exclusive events and personal investment specialists.
- Digital account opening in as little as 5 minutes.
- Multiple deposit options, including virtual accounts, QRIS, and e-wallets (GoPay, OVO).
- Low investment minimums, starting from Rp 10,000.
- Flexible investment options with no holding periods.
- Sharia-compliant mutual fund options.
- Maker-Approver system for business accounts, streamlining financial operations.
- Enhanced reporting for businesses, including monthly and annual reports.
- Biometric security system using fingerprint and facial recognition.