MaiMoney provides investment management software that facilitates access to short-term and sustainable investment products in Vietnam, including high-liquidity options like bank certificates and green energy projects. The platform addresses the challenge of limited investment opportunities by offering tailored portfolios with expected returns of up to 8.5% per year, ensuring both financial growth and environmental sustainability.
Funding
$500K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many Vietnamese investors face limited access to diversified, short-term investment options, particularly those aligned with sustainable and environmentally conscious projects. Traditional investment avenues often lack the flexibility and accessibility needed for modern financial management.
Solution
MaiMoney provides a platform for Vietnamese investors to access short-term and sustainable investment products, including high-liquidity options like bank certificates and green energy projects. The platform offers two primary investment products: MaiCash+, which focuses on high-liquidity assets with an expected return of 4.8% per year, and MaiGreen, which invests in green energy projects and corporate bonds with an expected return of up to 8.5% per year. MaiMoney aims to simplify investment management by providing tailored portfolios that cater to both financial growth and environmental sustainability. The platform partners with Viet Tin Fund Management and BIDV for asset management and custody, respectively.
Target Audience
MaiMoney targets Vietnamese retail investors, particularly Gen Z and millennials, seeking accessible, short-term investment options with a focus on sustainability and environmental impact.
Features
- **MaiCash+:** Investment product allocated to high-liquidity assets like bank certificates, offering an expected return of 4.8% per year.
- **MaiGreen:** Investment product focused on sustainable assets like green energy projects and corporate bonds, targeting returns up to 8.5% per year.
- **Flexible Terms:** Both MaiCash+ and MaiGreen offer non-fixed terms, allowing investors to withdraw funds as needed.
- **Monthly Payouts:** Investment returns are distributed monthly.
- **Low Investment Threshold:** MaiCash+ has no minimum investment, while MaiGreen requires a minimum of 20,000,000 VND.
- **Automated Reinvestment (MaiCash+):** Option to automatically reinvest earnings for compounded growth.
- **Mobile Application:** User-friendly mobile app for managing investments.