Macpay offers a fiat‑to‑crypto on‑ramp and crypto‑to‑fiat off‑ramp API that lets merchants accept cryptocurrency payments without managing wallets or compliance. The service provides low‑cost processing, guaranteed FX rates, and full AML/KYC support, automatically settling the fiat value to the merchant’s account.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses and consumers often face high fees, complex wallet management, and regulatory hurdles when converting fiat currency to cryptocurrency or vice versa, limiting the adoption of crypto payments.
Solution
Macpay provides a fiat-to-crypto on‑ramp and crypto-to-fiat off‑ramp gateway that eliminates wallet management for merchants and users. The service offers low processing fees, guaranteed foreign‑exchange rates, and full AML/KYC compliance, enabling seamless integration with existing payment infrastructures. Transactions are processed quickly and securely, with 24/7 customer support to handle any issues. By handling the back‑end conversion, Macpay ensures that merchants receive the exact fiat amount in their preferred currency while users can pay with any supported coin.
Target Audience
Macpay targets online merchants, fintech platforms, and B2C/B2B services that want to offer crypto payment options without handling wallet infrastructure or regulatory compliance themselves.
Features
- Low‑cost processing with no hidden fees and 0% payment‑gateway fee for merchants
- Support for multiple cryptocurrencies including USDT, USDC, Bitcoin, and Ethereum
- No wallet management required; rapid onboarding via simple API integration
- Guaranteed FX rates and automatic settlement of fiat value to merchant accounts
- Full AML/KYC compliance to meet regulatory requirements
- 24/7 dedicated customer support for uninterrupted transaction flow