Lumif provides an AI‑driven intelligence layer for commercial property and casualty insurers, MGAs, and TPAs that automatically ingests documents from email, portals, uploads, or APIs, extracts and validates data, and delivers decision‑ready outputs. By reading and reasoning over PDFs, emails, spreadsheets, and forms, the platform surfaces actionable insights and risk flags, enabling faster, more accurate underwriting and claims decisions without manual data entry.
Funding
Funding not disclosed
Founders
Product
Problem
Insurance carriers, MGAs, and TPAs often receive critical information in unstructured formats such as PDFs, emails, Excel files, and handwritten forms, requiring manual extraction and validation before decisions can be made. This manual process is time‑consuming, error‑prone, and slows down underwriting, claims handling, and other operational workflows.
Solution
Lumif provides an AI‑driven intelligence layer that ingests documents from any source—email, portals, uploads, or APIs—and automatically extracts, structures, and validates the relevant data. The platform reads and reasons over the content, surfacing actionable insights and flagging potential risks. Processed information is delivered in decision‑ready formats that can be directly integrated into existing insurance systems, enabling experts to make faster, more accurate decisions without manual data entry.
Target Audience
Primary customers are commercial property and casualty insurance carriers, managing general agents (MGAs), and third‑party administrators (TPAs) that need to streamline document processing and accelerate decision workflows.
Features
- Multi‑source ingestion engine that captures documents from email, web portals, file uploads, and API feeds
- Natural language processing and computer vision models that extract data from PDFs, spreadsheets, ACORD forms, and free‑text emails
- Contextual reasoning to identify key risk indicators and generate actionable insights
- Automated validation and formatting of extracted data into PAS‑ready outputs for seamless system integration
- Real‑time risk flagging and alerting to prioritize high‑impact cases for underwriters and claims adjusters