Lumia is a modular layer 2 blockchain that integrates real-world assets (RWAs) with cross-chain liquidity, utilizing technologies like PolygonCDK and Biconomy Account Abstraction to connect tokenized assets with millions of DeFi traders. This infrastructure enables seamless access to liquidity from both centralized and decentralized exchanges, facilitating the lifecycle of RWAs from tokenization to market engagement.
Funding
Funding not disclosed

Founders
Product
Problem
The integration of real-world assets (RWAs) into decentralized finance (DeFi) is hampered by fragmented liquidity and limited access for DeFi traders. Existing solutions often lack the infrastructure to connect tokenized assets with the broader DeFi ecosystem, hindering the growth and adoption of RWAs.
Solution
Lumia is a modular layer-2 blockchain designed to bridge the gap between RWAs and DeFi by providing comprehensive infrastructure for the entire lifecycle of RWAs, from tokenization to market engagement. Lumia connects tokenized assets with liquidity across centralized exchanges (CEXs), decentralized exchanges (DEXs), and other RWA tokenization platforms. The platform leverages account abstraction and intents technology to simplify blockchain interactions for users of all skill levels, while also providing institutional-grade safety, security, and compliance through decentralized identity verification.
Target Audience
Lumia targets businesses looking to tokenize real-world assets and DeFi traders seeking access to RWA liquidity, as well as institutions requiring secure and compliant RWA solutions.
Features
- Native module, Lumia Stream, combines tokenized assets with liquidity across major CEXs, DEXs, and aggregators.
- HyperHub enables businesses to easily tokenize assets, creating tokenized RWAs.
- Decentralized PolygonID ensures secure identity verification with optional KYC for institutions.
- Data Availability Committee (DAC) Nodes enhance network performance and decentralization.
- AI-driven yields and Delta Neutral Liquidity Provisioning (DNLP) optimize rewards through staking and yield farming.
- Integrates with Polygon AggLayer, Passport, and Miden.