Loanch is a peer-to-peer lending marketplace that connects borrowers and lenders directly. The platform offers integrated security measures and insurance options to mitigate risk for both parties, facilitating secure and accessible lending.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional investment options in developed countries often yield lower returns, while emerging markets present higher growth potential but can be difficult for individual investors to access directly. High fees and complex processes further deter participation in these markets.
Solution
Loanch is a peer-to-peer lending marketplace that connects investors with borrowers in rapidly growing Asian markets, offering returns up to 16% APR. The platform eliminates commission charges and provides a buyback guarantee to mitigate risk. Investors can start with as little as 10 EUR and utilize an auto-invest feature to automate their investment strategy.
Target Audience
Loanch targets individual investors seeking passive income opportunities and higher returns by investing in emerging markets, particularly those with limited capital and those who prefer automated investment solutions.
Features
- Access to consumer loans in emerging Asian markets
- Automated investment strategies based on user-defined parameters
- Buyback guarantee on loans delinquent for 30 days
- Loyalty program that boosts earnings with increased portfolio size
- Low entry point with a minimum investment of 10 EUR
- Fee-free platform with no hidden charges