LoanStreet provides a cloud‑based platform that centralizes loan participation trading, servicing, regulatory reporting, and portfolio analytics for credit unions, banks, and direct lenders. The marketplace streamlines buying and selling of loan participations, while automated reporting and advanced analytics reduce manual effort and improve insight into loan performance.
Funding
$25M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
5OPVFounders
Product
Problem
Financial institutions often face fragmented, manual processes for buying and selling loan participations, generating investor reports, and analyzing portfolio performance, leading to inefficiencies, regulatory risk, and limited ability to scale lending operations.
Solution
LoanStreet offers a fully integrated, cloud‑based platform that centralizes loan trading, servicing, reporting, and analytics for credit unions, banks, and direct lenders. The marketplace component provides a transparent, standardized environment to discover, price, and execute loan participation transactions, reducing negotiation time and compliance overhead. Automated reporting tools generate regulatory‑compliant investor statements and financial entries, eliminating manual data entry and accelerating month‑end close. Advanced analytics, powered by partnerships such as Experian, transform raw loan data into actionable insights on prepayment speeds, charge‑offs, and income trends, supporting strategic balance‑sheet management. The platform’s unified interface and permission‑based access streamline workflows across borrowers, agents, and lenders, enabling institutions to scale their commercial and corporate loan portfolios efficiently.
Target Audience
Primary customers are credit unions, regional banks, and alternative lenders that manage bilateral or syndicated loan portfolios and seek to trade participations, automate reporting, and gain portfolio insights.
Features
- Centralized marketplace with standardized agreements for rapid loan participation buying and selling
- Automated, regulatory‑compliant investor and financial reporting for consumer and commercial loans
- End‑to‑end loan servicing workflow that consolidates loan attributes, covenants, and communications in a single portal
- Portfolio analytics suite delivering asset‑level performance metrics, prepayment modeling, and income analysis
- Permission‑based, single‑sign‑on access for all deal parties, ensuring data security and real‑time collaboration
- Integration capabilities for existing loan systems and data sources via APIs and data import tools