LIXone
LIXone provides bank-agnostic payment infrastructure for B2B trade, consolidating counterparty verification, credit cover, invoice financing, settlement, and reconciliation through a single connection. The platform supports four trading modes—human-to-human, human-to-e-commerce, human-to-agent, and agent-to-agent—and verifies buyers across 289M+ businesses in seconds. Regulated by the Danish FSA, it automates reconciliation with 95%+ straight-through processing.
- Financial Technology
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Traditional B2B trade transactions rely on fragmented systems spread across separate platforms, requiring manual, deal-by-deal work for verification, financing, and settlement. Legacy instruments like letters of credit and documentary collections add cost and complexity, while reconciliation is stitched together by hand every cycle. This patchwork approach creates friction and open exposure, particularly when verifying new counterparties or offering payment terms at checkout.
Solution
LIXone provides a unified, bank-agnostic payment infrastructure that consolidates the entire B2B trade lifecycle — from counterparty verification and credit cover to invoice financing, settlement, and reconciliation — through one connection. The platform supports four trading modes: human-to-human, human-to-e-commerce, human-to-agent, and agent-to-agent, ensuring deals settle the same way regardless of how they originate. For e-commerce checkout, LIXone verifies buyer identity in seconds across 289M+ businesses, makes real-time credit decisions, and offers payment terms at the point of sale while the seller gets paid today. The platform automates payment reconciliation with 95%+ straight-through processing, replacing manual reconciliation workflows. Regulated by the Danish FSA, LIXone is bank- and insurer-agnostic, offering global trade coverage on a single rail.
Target Audience
Primary customers are B2B companies engaged in cross-border trade — including procurement teams, suppliers, B2B webshops, and marketplaces — as well as enterprises deploying autonomous agents for commercial transactions.
Features
- Bank- and insurer-agnostic infrastructure connecting to multiple financial institutions through one API
- Counterparty verification across 289M+ businesses for instant buyer identification and fraud prevention
- Real-time credit cover decisions, including for first-time debtors with no prior exposure
- Support for four trading modes: human-to-human, human-to-e-commerce, human-to-agent, and agent-to-agent
- Automated payment reconciliation with 95%+ straight-through processing, eliminating manual reconciliation work
- Point-of-sale payment terms and invoice financing integrated directly into B2B webshops and marketplaces