Lista is a mobile‑first financial management app for Filipino users that combines instant credit‑score access, real‑time credit‑report alerts, and automated expense tracking through bank syncing and receipt scanning. It also offers customizable budgeting tools, debt‑management insights, and a lightweight business module for invoicing and cash‑flow reporting, all within a single secure platform.
Funding
$5.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
6OOCFounders
Product
Problem
Many individuals and small businesses in the Philippines struggle to monitor their credit health, track spending, and manage budgets because existing tools are fragmented, require manual entry, or lack local integration.
Solution
Lista is a mobile-first financial management platform that consolidates credit monitoring, personal budgeting, expense tracking, and basic business finance tools into a single app. Users can obtain their credit score from major bureaus instantly, receive real‑time alerts on credit‑report changes, and view detailed breakdowns of factors affecting their score. The app automatically syncs bank accounts and scans receipts to capture income and expenditures, then categorizes transactions for easy review. Built‑in budgeting features let users create custom budgets or adopt suggested allocations, with visual progress tracking and debt‑reduction guidance. For entrepreneurs, Lista offers invoice creation, profit tracking, and cash‑flow reports, enabling informed decisions without separate software.
Target Audience
Lista targets Filipino consumers seeking comprehensive personal finance management and small business owners who need an integrated, low‑cost solution for budgeting, expense tracking, and credit monitoring.
Features
- Instant access to credit scores from leading Philippine bureaus with change alerts
- Automated transaction import via account syncing and receipt scanning
- Customizable budgeting tools, including suggested 70‑20‑10 allocations
- Debt‑management insights and credit‑report error dispute assistance
- Business finance module with invoicing, profit tracking, and real‑time cash‑flow reports
- Multi‑profile support for managing separate personal and income sources
- Secure data storage with user‑owned privacy controls and encrypted backups