Liquid Credit empowers payment platforms with embedded stablecoin credit rails to streamline cross-border settlement and improve capital efficiency. The platform provides access to secure, compliant, institutional-grade onchain lending integrated directly into payment flows. This enables end-to-end instant payment experiences using revolving credit while maintaining AML/CFT compliance.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional cross-border payment systems often involve slow settlement times, high transaction costs, and a lack of transparency, hindering efficient global trade. Payment platforms struggle to efficiently recycle capital and require pre-funding to execute transactions.
Solution
Liquid Credit provides an on-chain liquidity network that empowers payment platforms with embedded stablecoin credit rails to streamline cross-border settlement and optimize capital efficiency. The platform combines real-time credit issuance and repayments with 24/7 on-chain payment execution, enabling instant payment experiences. By integrating stablecoin credit, payment platforms can increase transaction volumes through efficient stablecoin recycling and eliminate the need for fiat pre-funding. The network facilitates secure, compliant, and institutional-grade on-chain lending with transparency on transactions.
Target Audience
The primary target audience includes fintechs, payment providers, financial institutions, remittance companies, and corporates involved in cross-border payments.
Features
- Real-time embedded stablecoin credit issuance and repayments
- 24/7 on-chain payment execution
- Integration of stablecoin credit into existing payment platforms
- Automated disbursement and repayment of short-term credit
- Secured fiat-backed stablecoin lending with transparent transactions
- Mandatory AML & CFT compliance
- Regulated wallet infrastructure for compliance and safety