Liquida
Liquida provides institutional sterling liquidity against UK gilts through onchain collateralized lending, allowing asset holders to borrow without selling their government bonds. The platform operates on Arbitrum with FCA-regulated custody, offering 24/7 access and automated collateral markets that bypass traditional repo desks and settlement delays.
- Financial Technology
- Blockchain & Cryptocurrency
- Web3 & NFTs
- Software Only
- Artificial Intelligence
Funding
Founders
Founder details are not available yet.
Product
Problem
Institutional holders of UK gilts often need short-term liquidity but face slow, inefficient processes when trying to access it. Traditional repo markets require intermediaries, settlement delays, and often force asset holders to sell their gilts outright, losing future yield and exposure. This friction prevents institutions from quickly converting their high-quality collateral into working capital.
Solution
Liquida unlocks the value of UK gilts through collateral markets, allowing institutions to borrow sterling without selling their assets. Users securely deposit their gilts with an FCA-regulated custodian, and the platform provides immediate access to working capital through automated, onchain collateralized lending. By operating on the Arbitrum blockchain, Liquida enables 24/7 transactions with predictable, low fees, eliminating the need for traditional repo desks and settlement delays. The platform is built specifically for institutional use, with a security model and infrastructure designed to meet the requirements of risk committees and compliance teams.
Target Audience
Primary customers are institutional investors, including asset managers, pension funds, hedge funds, and banks, that hold UK gilts and need efficient short-term liquidity without selling their government bond positions.
Features
- Onchain collateralization of UK gilts using Arbitrum as the native blockchain, chosen for its institutional-grade security, deep stablecoin liquidity (c.$4Bn), and mature RWA ecosystem with over 3,200 tokenized assets
- FCA-regulated custody for deposited gilts, ensuring institutional-grade asset safety and regulatory compliance
- Automated collateral markets that provide instant sterling liquidity without requiring users to sell their gilts
- 24/7 availability with median transaction fees of c.$0.0034, enabling cost-effective and predictable financial modeling
- Infrastructure designed to meet institutional risk and compliance standards, including inherited Ethereum security and a clear governance structure through Arbitrum Foundation and Offchain Labs
- Programmable smart-account layer via ZeroDev, enabling distributed multisig governance for protocol infrastructure while providing clients a wallet-abstracted experience
- Regulatory alignment through Gate 1 acceptance in the Bank of England and FCA Digital Securities Sandbox, with clear governance and change management protocols
- Client safeguards including KYB, KYC and AML onboarding with permissioned, monitored and auditable access