Liquida provides an institutional platform that lets holders of UK gilts borrow sterling against their government bonds without selling them, bypassing traditional repo desks and settlement delays. The platform operates 24/7 on the Arbitrum blockchain, with gilts held securely by an FCA-regulated custodian. Users can deposit gilts and receive working capital immediately through automated collateral markets.
Funding
Funding not disclosed
Founders
Product
Problem
Institutional holders of UK gilts often need short-term liquidity but face slow, inefficient processes when trying to access it. Traditional repo markets require intermediaries, settlement delays, and often force asset holders to sell their gilts outright, losing future yield and exposure. This friction prevents institutions from quickly converting their high-quality collateral into working capital.
Solution
Liquida unlocks the value of UK gilts through collateral markets, allowing institutions to borrow sterling without selling their assets. Users securely deposit their gilts with an FCA-regulated custodian, and the platform provides immediate access to working capital through automated, onchain collateralized lending. By operating on the Arbitrum blockchain, Liquida enables 24/7 transactions with predictable, low fees, eliminating the need for traditional repo desks and settlement delays. The platform is built specifically for institutional use, with a security model and infrastructure designed to meet the requirements of risk committees and compliance teams.
Target Audience
Primary customers are institutional investors, including asset managers, pension funds, hedge funds, and banks, that hold UK gilts and need efficient short-term liquidity without selling their government bond positions.
Features
- Onchain collateralization of UK gilts using Arbitrum as the native blockchain, chosen for its institutional-grade security, deep stablecoin liquidity (c.$4Bn), and mature RWA ecosystem with over 3,200 tokenized assets
- FCA-regulated custody for deposited gilts, ensuring institutional-grade asset safety and regulatory compliance
- Automated collateral markets that provide instant sterling liquidity without requiring users to sell their gilts
- 24/7 availability with median transaction fees of c.$0.0034, enabling cost-effective and predictable financial modeling
- Infrastructure designed to meet institutional risk and compliance standards, including inherited Ethereum security and a clear governance structure through Arbitrum Foundation and Offchain Labs