This platform provides EU-licensed digital money services, including currency exchange, earning, and lending. It allows users to leverage their assets through various digital financial tools.
Funding
Funding not disclosed
Founders
Product
Problem
Many users lack access to platforms that combine traditional financial services with digital assets, hindering their ability to leverage savings for earning, exchanging currencies, and accessing credit lines. Existing solutions often lack the security and regulatory compliance necessary for widespread adoption.
Solution
LIQD provides a platform for users to earn interest on digital assets, exchange currencies, and access credit lines, all within a secure and EU-licensed environment. Users can earn daily interest on savings, with options to earn in-kind or in LIQD tokens for potentially higher rates. The platform supports multiple currencies and offers fixed-price execution for currency swaps. LIQD employs military-grade security measures, including storage in Class III vaults, €350 million insurance on custodial assets, and ISO 27001:2013 certification.
Target Audience
LIQD targets individual and corporate users seeking to earn interest on their digital assets, efficiently exchange currencies, and access credit lines within a regulated and secure environment.
Features
- Earn interest on a variety of digital assets and fiat currencies, with daily payouts and up to 8% APR.
- Currency exchange functionality with fixed-price execution and instant swaps between multiple currency pairs.
- Access to credit lines using digital assets as collateral.
- Multi-faceted security approach including military-grade 256-bit encryption, storage in Class III vaults, and €350M insurance.
- Compliance with KYC and AML standards through Veriff integration.
- Optional "Earn in LIQD" feature to receive interest payments in LIQD tokens, potentially increasing interest rates.
- Integration with BitGo, Fireblocks, and Ledger Vault for secure custody solutions.