Lina provides a cloud‑native platform that unifies Open Finance data integration and instant PIX payment processing for Brazilian banks, fintechs, and merchants. Through standardized REST and WebSocket APIs, built‑in regulatory compliance, and a real‑time settlement engine, the service enables rapid, secure integration and scalable transaction handling with a single dashboard for monitoring and analytics.
Funding
$3M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Financial institutions and merchants often lack a unified, compliant infrastructure to integrate Open Finance data and process instant PIX payments, leading to fragmented development efforts and operational risk.
Solution
Linaopenx offers a turnkey platform that consolidates Open Finance connectivity and PIX transaction processing into a single, cloud‑native service. The solution provides standardized APIs for data aggregation, consent management, and real‑time payment initiation, handling regulatory compliance and security on behalf of the client. By abstracting the underlying banking networks, Linaopenx enables rapid integration, reduces time‑to‑market, and ensures reliable settlement and reconciliation. Clients can monitor transaction flows and data usage through a unified dashboard, while the platform scales automatically to support high‑volume traffic.
Target Audience
Primary customers are banks, fintech platforms, and merchants in Brazil that need to integrate Open Finance data and offer instant PIX payments to their end users.
Features
- Unified REST and WebSocket APIs for Open Finance data access, consent lifecycle, and PIX payment initiation
- Built‑in compliance engine covering Brazilian open banking and PIX regulations, including consent tracking and audit logs
- Real‑time payment routing with automatic settlement, reconciliation, and failure handling
- Scalable cloud architecture with high‑availability endpoints and load‑balancing for peak transaction volumes
- Comprehensive developer portal with SDKs, sandbox environment, and detailed documentation
- Centralized monitoring dashboard offering analytics, transaction reporting, and fraud detection alerts