Lighthouse provides a single‑account platform that lets enterprises hold treasury in USDC while displaying real‑time balances in USD and local currencies. The dashboard combines invoicing, payment links, vendor payouts and corporate cards that draw directly from the USDC balance, with instant conversion to local fiat for cross‑border payments and zero overdraft risk. It includes API integration, AML/KYC compliance and encrypted data handling for finance teams in SMBs, e‑commerce and SaaS firms.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses that operate across borders often face fragmented financial workflows, high‑fee wire transfers, and limited access to stable digital assets, which hampers cash management and increases operational overhead. Traditional bank accounts also expose companies to overdraft risks and delayed settlement when paying international vendors. Companies in high‑inflation economies lack reliable platforms that combine stablecoin holdings with local fiat payouts.
Solution
Lighthouse delivers a single‑account banking platform that lets enterprises hold their treasury in USDC, a USD‑pegged stablecoin, while providing real‑time visibility of balances in both USD and local currencies. The dashboard unifies billing, invoicing, payment links, and vendor payouts, enabling automated workflows that reduce manual reconciliation. Corporate cards—both virtual and physical—draw directly from the USDC balance, offering instant spend authorization, granular spend controls, and zero overdraft exposure. Integrated settlement rails convert USDC to local fiat on demand, allowing instant cross‑border payments without traditional wire fees. The system is built on bank‑grade compliance and AML/KYC frameworks, ensuring regulatory adherence in high‑risk jurisdictions. All transaction data is encrypted in transit and at rest, and can be accessed via API for seamless ERP integration.
Target Audience
The platform is aimed at small‑to‑mid‑size enterprises, e‑commerce businesses, and SaaS companies that need efficient cross‑border payments and stable‑coin treasury management, especially those operating in high‑inflation or under‑banked regions. It also serves finance teams seeking to replace fragmented legacy banking processes with a single, compliant solution.
Features
- USDC‑based treasury account with real‑time multi‑currency balance display (USD, EUR, JPY, etc.)
- Unified dashboard for invoicing, payment links, and vendor payouts with automated approval workflows
- Virtual and physical corporate cards linked to the USDC balance, featuring instant spend controls and no overdraft risk
- Instant conversion engine that settles USDC to local fiat via integrated payment rails, eliminating wire‑transfer delays and fees
- API and webhook suite for ERP/ accounting system integration and custom automation
- Built‑in AML/KYC compliance engine with audit‑ready reporting for high‑inflation and regulated markets
- End‑to‑end encryption and role‑based access controls to secure financial data
- Real‑time transaction analytics and exportable CSV reports for bookkeeping and audit purposes