LigaPay is a non‑custodial blockchain wallet that enables users to send and receive USDC instantly via QR codes or secure links, trade crypto through integrated partners, and swap tokens using multi‑DEX aggregation. The platform incorporates an AI‑guided assistant that provides real‑time education and support across 13 languages while keeping private keys on the user’s device. Revenue is generated through transaction fees on transfers, swaps, and referrals to partnered crypto on‑ramps.
Funding
Funding not disclosed
Founders
Product
Problem
Retail crypto users often rely on custodial wallets that require third‑party control of private keys, creating security and compliance concerns. Additionally, peer‑to‑peer (P2P) stablecoin transfers are typically slow and lack intuitive onboarding, while many platforms provide limited guidance on ethical token selection.
Solution
LigaPay delivers a self‑custodial blockchain application that lets users retain full control of their private keys on‑device. The wallet supports instant USDC transfers through QR codes and encrypted links, enabling frictionless P2P payments. Integrated on‑ramps such as MoonPay and Coinbase allow users to purchase crypto without leaving the app, and a multi‑DEX aggregation engine executes token swaps in a single transaction. An embedded, context‑aware AI assistant offers real‑time, multilingual guidance on wallet operations, transaction fees, and compliance questions. The platform also incorporates LigaIndex, a multi‑framework ethical screening layer that flags tokens based on environmental, social, and governance (ESG) criteria, helping users align investments with their values.
Target Audience
The primary users are privacy‑conscious retail crypto holders, DeFi traders, and ethically driven investors who require self‑custody and fast stablecoin payments. Secondary customers include fintech platforms seeking to embed a compliant, non‑custodial wallet experience for their user base.
Features
- QR‑code and secure‑link generation for instant, on‑chain USDC transfers with end‑to‑end encryption
- Multi‑DEX aggregation engine that sources liquidity across major decentralized exchanges to minimize slippage and gas costs
- Integrated fiat‑to‑crypto on‑ramps (MoonPay, Coinbase) with referral tracking for seamless asset acquisition
- Contextual AI assistant operating on every screen, supporting 13 languages and providing step‑by‑step tutorials, fee estimates, and security best practices
- LigaIndex ethical screening module applying ESG, carbon‑footprint, and regulatory frameworks to token listings in real time
- Non‑custodial architecture: private keys are generated and stored locally on the user’s device, never transmitted to servers
- Full transaction signing and verification performed client‑side, ensuring cryptographic integrity and compliance with industry security standards
- Cross‑platform UI optimized for mobile and desktop browsers, with QR scanner integration and push‑notification alerts for incoming transfers