LEYA LABS provides a SaaS platform that gives mobile‑money agencies instant, cash‑less working‑capital advances and offers operators real‑time monitoring of agent liquidity and performance. The solution automates cash‑advance delivery, network verification and analytics, helping agencies stay funded and operators reduce cash‑handling costs while increasing transaction volume.
Funding
Funding not disclosed
Founders
Product
Problem
Mobile money agencies in West Africa often face chronic liquidity shortages, with average working capital as low as €1,000, leading to cash‑only recharges, service delays, and lost transaction volume. Operators and distributors lack real‑time visibility into their distribution networks, making it difficult to verify agent performance and manage cash flow efficiently.
Solution
LEYA LABS offers a SaaS platform that links agencies, operators, and distributors within the inclusive finance ecosystem to enable instant, cash‑less liquidity management. The LEYA PRO module provides agencies with on‑demand cash advances, allowing them to maintain optimal working capital and reduce reliance on physical cash. LEYA MONITOR gives operators tools to oversee, verify, and regularly audit their distribution networks, ensuring agents remain funded and compliant. By automating cash advances and network monitoring, the platform increases transaction volumes, cuts cash‑handling costs, and improves service availability across mobile‑money channels.
Target Audience
Primary customers are mobile‑money agencies seeking instant liquidity and operators or distributors that need to manage and verify their agent networks.
Features
- Real‑time cash‑advance service for agencies, delivering instant working‑capital top‑ups 24 hours a day
- Automated liquidity monitoring dashboard for operators to track agent balances and performance
- Cash‑less recharge workflow that reduces average reload time to four minutes
- Network verification and regular audit capabilities to ensure distribution integrity
- Integration with existing mobile‑money systems via API for seamless transaction processing
- Analytics reporting that highlights additional business opportunities, driving up to 50 % more revenue for partners