Lettuce
Lettuce Care is a healthcare financing platform that lets Canadian clinics offer patients payment plans directly during care conversations. The company funds and acts as lender of record for unsecured consumer financing, starting with fertility care, with applications decided in minutes and clinics paid upfront in full.
- Financial Technology
- Healthcare Technology
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Every year, people across Canada delay or skip care because of what it costs. Procedures can run into the thousands, with much of that due before treatment even begins, leaving patients to choose between care and cost.
Solution
Lettuce Care provides a unified healthcare financing platform that enables Canadian clinics and practitioners to present financing options and payment plans directly within the patient care conversation. The company funds and acts as the lender of record for all financing offered, covering the out-of-pocket cost of treatment after government programs and insurance. Patients apply in minutes and receive a decision quickly, while Lettuce pays the clinic upfront and in full, handling the administrative burden so clinical conversations stay focused on care. The platform integrates into existing clinic workflows, with simple pricing and flexible terms that help patients understand the full picture before choosing a payment plan.
Target Audience
Primary customers are Canadian clinics and practitioners, starting with leading fertility clinics across Canada, who want to offer patients integrated financing options within the care conversation.
Features
- Unsecured consumer financing for healthcare and healthcare-adjacent services, with Lettuce as lender of record
- Application process that delivers a decision in minutes, starting directly at the clinic
- Upfront and full payment to clinics, with Lettuce managing all administrative tasks
- Soft credit inquiry for applications, with hard inquiry only if proceeding with financing over $17,500
- Data aggregation through service providers such as Plaid or Prism for bank account and transaction verification
- Proprietary automated models, analytics, and risk scores used for creditworthiness assessment