Lessn provides a payment platform that lets Australian businesses pay any supplier, payroll, taxes or other expenses with their credit card of choice, even when the vendor doesn’t accept cards. The service routes funds to recipients by the next business day at 1 pm, while automatically earning the highest credit‑card rewards points on every transaction and making all fees tax‑deductible. It also syncs with major accounting tools for seamless reconciliation.
Funding
Funding not disclosed
Founders
Product
Problem
Australian businesses often face delayed payments, limited cash‑flow flexibility, and missed credit‑card rewards because many suppliers, payroll providers, and tax agencies do not accept credit cards. This forces companies to use low‑interest loans or manual processes, incurring fees, reconciliation errors, and lost early‑payment discounts.
Solution
Lessn offers a payment orchestration platform that enables businesses to pay any supplier, payroll, tax or expense with their credit card, even when the vendor does not accept cards. The service processes the transaction, settles the payee by the next business day (typically by 1 pm), and automatically captures the highest‑rate rewards points on the card. Earned points can be redeemed for travel, cash‑flow offsets, or other benefits, while the platform provides bank‑grade security, audit trails, role‑based approvals, and seamless integration with accounting software for automatic reconciliation. By leveraging the interest‑free period of credit cards, Lessn also provides up to 55 days of float, improving cash flow without additional borrowing.
Target Audience
Primary customers are medium to large Australian enterprises and their finance/accounting teams that need to automate accounts‑payable, improve cash flow, and capture credit‑card rewards on routine business spend.
Features
- Pay any business expense (suppliers, payroll, ATO taxes, international invoices) using Visa, Mastercard or Amex, regardless of vendor acceptance
- Next‑business‑day settlement (payments land by 1 pm) with guaranteed delivery to domestic and international payees
- Automatic capture of premium credit‑card rewards points on every transaction, with conversion tools for travel, hotel or cash‑flow value
- Up to 55 days interest‑free float when using credit cards, plus support for early‑payment discounts
- Role‑based user permissions, multi‑user approval workflows, and full audit trails for compliance and fraud prevention
- Built‑in bank‑grade security and encrypted data handling for all payments
- Direct integrations with major accounting platforms (e.g., Xero, MYOB) for auto‑reconciliation and reporting
- Split‑payment capability allowing multiple cards on a single transaction to maximize rewards and float