Lentra provides a cloud‑native, AI‑driven lending platform that automates end‑to‑end loan origination, underwriting, and servicing for banks, NBFCs, and fintech lenders. The solution offers instant, rule‑based decisioning in seconds, pre‑integrated APIs for credit, KYC and valuation, and a configurable, no‑training interface delivered via a pay‑as‑you‑go SaaS model.
Funding
$27M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
1ODCMBFounders
Product
Problem
Financial institutions often rely on fragmented, manual loan origination processes that require extensive paperwork, multiple third‑party integrations, and lengthy decision cycles, leading to high operational costs, low straight‑through processing rates, and delayed customer experiences.
Solution
Lentra offers a cloud‑native, AI‑driven lending platform that automates end‑to‑end loan workflows across product types such as personal, home, education, auto, business, and supply‑chain financing. The platform provides instant, rule‑based decisioning in seconds through a configurable business‑rule engine and pre‑integrated APIs for credit bureaus, KYC, valuation, and channel partners. All interactions are delivered via intuitive, no‑training interfaces, enabling banks to launch new loan products quickly and scale horizontally without additional infrastructure. Data security and compliance are built in, with ISO 27001 certification, encryption, and automated fraud and CERSAI checks. The solution also includes lead generation, soft‑quote tools, and multi‑user collaboration features to accelerate customer acquisition and improve conversion rates.
Target Audience
Primary customers are banks, non‑bank financial institutions, and fintech lenders seeking to digitize and accelerate their loan origination, underwriting, and servicing processes across multiple loan products.
Features
- API‑driven microservice architecture with 250+ pre‑integrated third‑party connectors for credit scoring, KYC, valuation, and channel integration
- Configurable business‑rule engine delivering instant (≤10 seconds) automated decisioning and customizable workflow deviations
- Full‑stack security suite: ISO 27001 compliance, data‑in‑flight and at‑rest encryption, automated fraud and CERSAI checks
- Multi‑channel lead management with soft‑quote generation, targeted lead bucketing, and omnichannel onboarding (self‑serve, assisted, partner)
- End‑to‑end digital loan journey from identity verification to disbursement and collections, supporting paperless, 24/7 operations
- Horizontal scalability on dedicated data centers with pay‑as‑you‑go SaaS pricing (per user/transaction)
- Role‑based access and maker‑checker workflows for peripheral users (DSAs, valuers, legal agents, etc.)