LANDE is a crowdfunding platform that connects investors with agricultural projects, offering secured loans backed by collateral such as land and machinery. By providing access to financing in the agricultural sector, LANDE addresses the funding gap faced by farmers and rural communities, enabling sustainable development and economic growth.
Funding
$540.5K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Farmers in rural Europe often face challenges in securing financing from traditional institutions due to bureaucratic processes and a lack of flexible lending products. This funding gap hinders their ability to acquire essential resources, such as machinery and pre-harvest supplies, which are crucial for sustainable development and economic growth.
Solution
LANDE is a crowdfunding platform that addresses the financing gap in the agricultural sector by connecting investors with farmers seeking secured loans. The platform offers investment opportunities in agricultural projects, providing secured loans backed by collateral such as land, machinery, or grain. LANDE facilitates a direct agreement between investors, farmers, and harvest buyers, ensuring that loan repayments are prioritized from the proceeds of the harvest. By providing access to capital and promoting transparency, LANDE empowers farmers to expand their operations while offering investors a chance to diversify their portfolios with returns averaging 11.2%.
Target Audience
LANDE primarily targets European investors seeking to diversify their portfolios with secured, high-yield investments in the agricultural sector, as well as farmers in Latvia, Lithuania, and Romania in need of financing for their operations.
Features
- Investments secured by tangible assets, including land, machinery, and grain
- Average Loan-to-Value (LTV) ratio of 44%, mitigating risk for investors
- Three-way agreements between investors, farmers, and harvest buyers to secure loan repayment
- Virtual IBAN accounts for segregated and secure fund management
- Auto-invest feature for automated investment strategies
- Secondary market for trading loans and enhancing liquidity
- AML compliance and acceptance of payments from SEPA countries