Funding
Funding not disclosed
Founders
Product
Problem
Launching and managing credit products involves navigating complex processes across origination, underwriting, compliance, and servicing, leading to increased time-to-market and operational costs. Existing solutions often lack the flexibility to adapt to diverse lending verticals and require significant manual intervention.
Solution
LendInfra offers a comprehensive credit technology stack and regulatory framework designed to streamline the entire lending lifecycle. The platform provides modules for loan origination and automated underwriting, loan servicing with accounting and collections functionality, open banking integration for real-time bank data, and a regulatory umbrella to expedite market entry. LendInfra's modular architecture allows businesses to tailor the solution to their specific lending vertical and automate key processes, reducing operational overhead and accelerating the launch of credit products. The platform's open banking capabilities facilitate a seamless customer journey with minimal drop-offs, while the regulatory umbrella provides an interim FCA license and support for regulatory applications.
Target Audience
LendInfra primarily targets finance companies and businesses seeking to launch or scale credit products, particularly those operating in diverse lending verticals.
Features
- Automated loan origination and underwriting module for quick and reliable decision-making
- Loan servicing module with loan accounting, collections, and cashbook functionality
- Open Banking solution for accessing live bank data globally
- Regulatory umbrella providing an interim FCA license
- Customizable decision engine for configuring lending rules
- End-to-end credit operations management