LENDFI
LENDFI provides Bitcoin and Ethereum-backed loans that let users obtain instant liquidity without selling their crypto holdings. The platform offers up to 50% loan-to-value, APRs starting at 12.9% with institutional pricing, and supports both wire and USDT settlements while maintaining secure custody and continuous collateral monitoring. Its streamlined four-step process—from request to funding—delivers fast, clear terms for both retail and institutional borrowers.
- Financial Technology
- Blockchain & Cryptocurrency
Funding
Founders
Founder details are not available yet.
Product
Problem
Cryptocurrency holders often face a liquidity dilemma: selling their Bitcoin or Ethereum triggers taxable events and forfeits future upside, while traditional lending options rarely accept digital assets as collateral. Borrowers seeking crypto-backed loans frequently encounter opaque terms, slow settlement processes, and limited payout options.
Solution
LENDFI provides Bitcoin and Ethereum-backed loans that let users obtain instant liquidity without selling their crypto holdings. The platform offers up to 50% loan-to-value with APRs starting at 12.9%, including institutional pricing for larger borrowers. Users can settle loans via wire transfer or USDT, and the platform maintains secure custody with continuous collateral monitoring. A streamlined four-step process—request, sign, collateral, and fund—delivers clear terms and fast settlement for both retail and institutional borrowers.
Target Audience
Primary customers are retail cryptocurrency holders and institutional investors seeking liquidity against their Bitcoin or Ethereum positions without triggering a sale.
Features
- Collateral support for Bitcoin (BTC) and Ethereum (ETH) with up to 50% loan-to-value ratios
- APRs starting at 12.9% with institutional pricing available for qualified borrowers
- Dual settlement options via wire transfer or USDT for payout flexibility
- Secure custody infrastructure with continuous collateral monitoring
- Four-step digital workflow (request, sign, collateral, fund) designed for rapid funding
- Mobile application available on iOS and Android for loan management