Legacy.io is an estate-planning and wealth-aggregation platform that connects a family's financial accounts, from brokerages and banks to crypto and real estate, into a single read-only dashboard. It enables users to write structured guides for beneficiaries that are sealed until neededchery, with tiered memberships. The platform emphasizes bank-grade encryption, never moving funds, and helps families and advisors prepare for inheritance on their own terms.
Funding
Funding not disclosed
Founders
Product
Problem
Families often struggle to maintain a complete and current view of their financial lives, especially as assets spread across brokerages, banks, crypto exchanges, and real estate. When a loved one dies, beneficiaries may be left without clear information about where accounts are held or how to access them, making an already difficult time more stressful and financially opaque.
Solution
Legacy.io provides a unified estate-planning platform that aggregates a user's financial accounts through read-only connections, ensuring a comprehensive, up-to-date snapshot of net worth without ever moving funds. Users can create detailed, personalized guides for their beneficiaries, which remain sealed until a triggering event or period of inactivity occurs. The platform supports multiple beneficiaries and bundling of guides, so families can tailor what each person receives. Built with a wealth-management lens, it also offers advisor-ready reports and scenario planning tools for more informed decision-making.
Target Audience
Primary customers are families seeking to organize their financial legacy and prepare beneficiaries, as well as financial advisors and high-net-worth individuals who need consolidated wealth visibility and structured inheritance planning tools.
Features
- Read-only aggregation of all major US brokerages, banks, crypto exchanges, and digital wallets, with manual position-tracking for private holdings, real estate, and collectibles
- Estate-plan guides written by the user)Skip and sealed until release, with the ability to group guides into bundles and assign different beneficiary access
- Automated release triggers based on inactivity periods or predefined events, ensuring timely transfer of important information
- Advisor reports and detailed performance insights across all connected accounts for financial planning and professional collaboration
- Bank-grade encryption applied to all data, with a zero-movement policy on funds
- Inflection Club integration for syncing membership benefits and features