Funding
Funding not disclosed
Founders
Product
Problem
Individuals often have multiple checking, savings, and credit card accounts, making it difficult to monitor total balances, track spending, and manage shared expenses without manually logging transactions.
Solution
LedgerEz provides a single mobile app that securely links all bank accounts using bank‑level encryption and presents a real‑time consolidated balance view. Transactions are automatically categorized with machine‑learning models, and the app generates visual spending insights and trend analyses without user intervention. The platform also includes a built‑in expense‑splitting tool that lets users divide any transaction with contacts, track individual balances, and settle payments instantly. AI‑enhanced receipt scanning further reduces manual entry, while customizable categories and bulk re‑categorization give users control over how their data is organized.
Target Audience
LedgerEz targets individual consumers and small groups who manage multiple personal finance accounts and need automated budgeting, spending insights, and hassle‑free expense sharing.
Features
- Secure aggregation of checking, savings, and credit‑card accounts with bank‑level encryption
- Real‑time total balance dashboard with drill‑down to each account or wallet
- Machine‑learning auto‑categorization of every transaction and merchant logo recognition
- Interactive charts showing category breakdowns, month‑over‑month trends, and recurring expense detection
- Expense‑splitting workflow that supports even or custom split ratios, contact syncing, and instant payment requests
- AI‑powered receipt scanning that extracts amounts and auto‑adds them to the transaction feed
- Custom categories, rules, and bulk re‑categorization for personalized organization