LeanBuild
Website unreachable since Nov 2, 2026
LeanBuild provides continuous risk monitoring for surety lenders and contractors, tracking leading indicators like change order velocity and payment delays to quantify distress risk weeks before financial statements reflect it. The platform plugs into existing workflows to eliminate the 90-day blind spots between quarterly reviews, enabling proactive mitigation rather than reactive claims handling.
- Financial Technology
- Data & Analytics
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Surety lenders and contractors face 90-day gaps between financial reviews, leaving them with stale data while contractor health deteriorates in real-time. Financial statements show only lagging indicators—what already happened—while profit erosion, cash flow stress, and payment delays signal distress weeks before balance sheets reflect them. By the time a bonded contractor defaults, intervention options narrow to claims management rather than proactive risk mitigation.
Solution
LeanBuild provides a continuous monitoring layer between reporting periods, designed to support existing lender and contractor workflows. The platform tracks five leading indicators of contractor distress: change order velocity, payment delay patterns, invoice aging acceleration, and related early stress signals. It quantifies portfolio, contractor, and invoice exposure in real time, giving underwriters visibility into distress risk weeks before traditional financial statements would reveal it. The solution reduces the 90-day blind spots typical of quarterly reviews and improves underwriting accuracy through quantified exposure and time-to-distress metrics.
Target Audience
Primary customers are surety lenders and underwriters who need real-time visibility into contractor portfolio risk, as well as contractors seeking to monitor their own financial health between reporting periods.
Features
- Tracks change order frequency, dollar value, and time-to-approval as early stress indicators of project instability and scope creep
- Monitors subcontractor payment timing to reveal cash flow health before it appears in financial statements
- Analyzes invoice aging velocity and concentration—not just static aging buckets—to detect collections slowing from 45 to 60+ days
- Provides continuous risk monitoring across portfolios, contractors, and invoices with quantified exposure metrics
- Includes an interactive demo with representative data for evaluating the platform in live demo mode