Layer offers an embedded accounting platform that lets vertical SaaS and fintech products integrate full‑featured bookkeeping and financial management directly into their own UI. The solution includes white‑labeled bookkeeping services staffed by professional accountants, drop‑in UI components, and an enterprise‑grade API that handles compliance, tax calculations, and real‑time data sync, allowing platform owners to launch accounting capabilities quickly without building their own finance infrastructure.
Funding
$6.6M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many small‑business platforms and vertical SaaS applications need to offer accounting and bookkeeping capabilities but must build complex financial infrastructure from scratch, which is time‑consuming, costly, and requires specialized compliance expertise.
Solution
Layer provides an embedded accounting solution that lets platform owners integrate full‑featured accounting software directly into their product. The service includes a white‑labeled bookkeeping offering staffed by professional accountants, so end‑users receive a complete financial management experience without the platform having to hire its own finance team. Developers can add ready‑made UI components and connect to Layer’s enterprise‑grade API, allowing the platform’s data and workflows to sync automatically with the accounting backend. The solution is customizable to match the host app’s look and feel, and Layer handles regulatory compliance, tax calculations, and ongoing maintenance, reducing time‑to‑market and operational overhead for the platform provider.
Target Audience
Primary customers are vertical SaaS providers and SMB fintech platforms—such as medspa management tools, nurse practitioner practice software, and other niche business applications—that need to embed accounting and bookkeeping for their end users.
Features
- Embedded accounting engine that integrates with the host platform’s data and automates transaction categorization, invoicing, and reporting
- White‑labeled bookkeeping service staffed by professional accountants, delivered under the platform’s brand
- Drop‑in UI components and SDKs that enable rapid deployment of accounting features with minimal front‑end development
- Enterprise‑grade API for custom workflow integration, real‑time data sync, and extensibility
- Fully customizable UI/UX to align with the host application’s design language
- Compliance and tax handling managed by Layer, reducing regulatory risk for platform owners