KURU is an Argentine corporate card platform that lets companies issue Mastercard-branded prepaid cards to employees, configure spending rules by team or use case, and monitor every transaction in real time. The platform digitizes expense management by enabling instant card activation, digital receipt capture, and automatic sync with ERPs and accounting systems, eliminating manual reimbursements and paper-based controls.
Funding
Funding not disclosed
Founders
Product
Problem
Companies managing corporate spending often rely on traditional credit cards with rigid limits, manual reimbursement processes, and limited visibility into employee transactions. This lack of intelligent control creates operational inefficiencies—such as budgets exhausted before month-end, employees unable to expense client lunches or taxis, and time-consuming reconciliation—that generate daily friction for finance and HR teams.
Solution
KURU provides a corporate card platform that allows businesses to issue Mastercard prepaid cards to employees and centrally manage all company spending from a single dashboard. Finance and HR teams load funds, assign cards by team or use case, and configure granular spending rules on where, how much, and in what categories employees can spend—with changes applied instantly without bank intervention. Each transaction is monitored in real time, with digital receipt capture linked directly to every purchase, while automatically enforced policy rules prevent unauthorized use. The platform integrates with major ERP and accounting systems, and its own API enables custom integration, so all transactions sync automatically with the company's management tools, eliminating manual data entry and reconciliation errors.
Target Audience
Primary customers are finance and HR teams in Argentine companies of all sizes—from SMEs to large enterprises—that need to manage corporate expenses, employee benefits, meal allowances, incentives, and travel spending in a controlled, centralized way.
Features
- Mastercard network acceptance for purchases at any merchant nationally and internationally, including digital wallets like Mercado Pago and MODO, and apps such as PedidosYa, Rappi, and Uber
- Configurable spending rules per card or group, including daily/weekly/monthly limits, merchant category restrictions, cash withdrawal blocks, and allowed usage time windows
- Real-time expense monitoring dashboard showing who spent, how much, where, and in what category, with attachments linked to each transaction
- Prepaid card model that requires pre-loaded funds, eliminating credit approval processes and enabling use without a corporate bank account
- Automatic integration with leading ERPs and accounting systems plus a proprietary API for custom setups, with categorization data pre-loaded for each transaction
- Instant 100% digital card activation, with physical or virtual cards issued from the platform and immediately usable by employees
- Fraud prevention through automated rule enforcement that blocks out-of-policy transactions, prevents invoice manipulation via mandatory receipt capture, and triggers real-time alerts for unusual activity