Kulipa provides an API-powered platform enabling crypto wallets to issue white-labeled, stablecoin-backed debit and prepaid payment cards. This solution integrates seamlessly with mainstream payment networks like Visa and Mastercard, allowing users to spend digital assets anywhere cards are accepted. The service includes a comprehensive card management dashboard and mobile wallet integrations for enhanced user engagement and operational control.
Funding
$3M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
FVWSFounders
Product
Problem
Crypto wallets face challenges in enabling users to spend their digital assets directly at merchants that do not accept cryptocurrency. This limitation restricts the real-world utility of crypto holdings and hinders broader adoption. Existing solutions often lack seamless integration and require merchants to adopt new payment systems.
Solution
Kulipa provides an API-driven platform that allows crypto wallets to issue branded debit and prepaid cards, enabling users to spend their crypto holdings anywhere Mastercard and Visa are accepted. The platform converts cryptocurrencies, such as USDC, to fiat currency in real-time, eliminating the need for merchants to directly accept crypto. Kulipa handles third-party integrations, compliance, and global presence, offering wallets a comprehensive solution to launch their own card programs. This enables crypto wallets to offer a seamless payment experience, increase user engagement, and generate new revenue streams through interchange fees.
Target Audience
Kulipa targets crypto wallets seeking to enhance user experience by enabling real-world spending of crypto assets, as well as fintech companies looking to offer comprehensive banking solutions with crypto integration.
Features
- White-labeled card issuance for personalized branding and organic customer acquisition
- API-powered platform for creating customized payment experiences
- Out-of-the-box solution handling 3rd party integrations, compliance, and global presence
- Apple Pay® and Google Pay™ integrations for mobile-first user experience
- Frictionless debit experience for users at any Visa & Mastercard merchant
- Customizable admin dashboard for card program control, customer data insights, and support
- Support for both debit and prepaid card products
- Real-time conversion of USDC and other cryptocurrencies to fiat