Kudimata Capital
Kudimata Capital is a SEC-licensed investment platform that lets individuals and businesses save, invest, and manage money in naira or dollars from a single mobile app. Users can start with as little as ₦5,000, access professionally managed mutual funds and ETFs, and use automated savings tools. The platform also offers business accounts with multi-company management and 24/7 support.
- Financial Technology
- Software Only
- Applications
Funding
Founders
Founder details are not available yet.
Product
Problem
Many individuals struggle to grow their savings and build investment portfolios due to high entry barriers, complex investment processes, and a lack of automated tools that integrate investing into daily financial habits. This prevents consistent wealth accumulation for everyday users.
Solution
Kudimata Capital provides an all-in-one investment and payments platform that simplifies wealth-building. Users can automatically invest spare change from everyday purchases, access expert-curated portfolios featuring ETFs from managers like Vanguard and BlackRock, and earn up to 6.3% annual returns on savings. The platform also ensures reliable money movement with a 99.9% transfer success rate, supporting bill payments, business transfers, and peer-to-peer transactions—all while maintaining a secure, user-friendly mobile app experience.
Target Audience
Primary users are individual consumers in Nigeria seeking an accessible, automated way to save, invest, and manage everyday financial transactions through a mobile platform. The platform also serves small businesses needing reliable payment processing and investment tools.
Features
- Automated spare-change investing that rounds up everyday purchases and directs the difference into mutual funds
- Diversified stock portfolios handpicked by experts, including ETFs from Vanguard and BlackRock
- Savings accounts offering up to 6.3% annual returns with a hands-free retirement plan and automatic saving features
- Digital card for online transactions that shields primary card information
- Enhanced security protocols, including face and ID verification, BVN/NIN/KYC checks, and PIN setup for account access
- 24/7 customer support via phone, email, or in-app chat
- Seamless payments with a 99.9% transfer success rate for bills, business transfers, and peer-to-peer transfers
- Business account features including managing multiple businesses in one place and business performance tracking