Kravata provides a modular fintech stack that lets businesses embed secure, multi‑currency financial services—such as global accounts, stable‑coin conversions, card issuance, and reward‑based earnings—directly into their products via white‑label widgets, RESTful APIs, and a low‑code web app. The platform also includes Compliance‑as‑a‑Service to automate KYC/AML checks, enabling fintechs, marketplaces, e‑commerce, and SaaS providers to launch digital finance features quickly and with minimal development effort.
Funding
$3.6M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many businesses lack a unified, secure infrastructure to offer digital financial services such as multi‑currency transactions, stable‑coin conversions, and compliance handling, forcing them to build costly, fragmented solutions or rely on multiple providers.
Solution
Kravata delivers a modular fintech stack that enables companies to embed digital finance capabilities directly into their products. Through white‑label widgets, RESTful APIs, and a ready‑to‑use web app, partners can offer global multi‑currency accounts, local‑to‑stablecoin conversions, digital‑dollar balances, and customizable virtual or physical cards. The platform includes Compliance‑as‑a‑Service to automate regulatory checks, and an “Earn” module that lets users grow their balances via reward programs. By providing these components as interchangeable modules, Kravata lets businesses launch or expand digital finance features quickly, securely, and with minimal development effort.
Target Audience
Primary customers are fintech platforms, digital marketplaces, e‑commerce businesses, and SaaS providers that want to add secure, multi‑currency financial services and reward programs for their end users.
Features
- White‑label widget that integrates with mobile apps using a few lines of code, supporting major mobile development frameworks
- Comprehensive API suite for programmatic access to transactions, account creation, currency conversion, and card issuance
- Global multi‑currency virtual accounts with personalized data fields for each user
- Stable‑coin and digital‑dollar balance management, including local‑currency top‑ups and withdrawals
- Earn module that automates reward accrual and growth of user balances
- Customizable virtual and physical card issuance with brandable designs
- Built‑in Compliance‑as‑a‑Service (CaaS) for automated KYC/AML checks and regulatory reporting
- WebApp interface for low‑code transaction management and conversion without integration work