Konsi is a digital platform that enables users to compare and contract payroll loans from over 15 banks in Brazil, utilizing a secure, online interface regulated by the Central Bank. The app provides personalized loan simulations, allowing users to select the most favorable terms and track their application status, addressing the need for transparency and efficiency in obtaining credit.
Funding
$1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many individuals in Brazil face challenges in finding the most affordable payroll loans due to a lack of transparency and difficulty in comparing offers from multiple banks. This can lead to borrowers paying higher interest rates and facing unfavorable loan terms.
Solution
Konsi is a digital platform designed to address these issues by providing a secure, online interface where users can compare and contract payroll loans from over 15 banks in Brazil. Regulated by the Central Bank, the app offers personalized loan simulations, enabling users to evaluate various offers based on their individual profiles and needs. Konsi empowers users to select the most favorable loan terms, track their application status, and ultimately secure more affordable credit. The platform facilitates portabilidade, allowing users to transfer existing loans to institutions with better interest rates, further reducing their monthly payments.
Target Audience
The primary target audience includes pensioners, retirees, and public servants in Brazil seeking payroll loans with transparent and competitive terms.
Features
- Comparison of payroll loan rates from over 15 banks in Brazil
- Personalized loan simulations based on user profile and financial needs
- Secure, online platform regulated by the Central Bank
- Application tracking feature to monitor the status of loan requests
- Portabilidade options to transfer existing loans to institutions with lower interest rates
- Ranking of offers to identify the most affordable loan options
- Digital and human support through the app