Koltin offers a membership that combines major medical expense insurance—operated by BBVA Seguros Salud—with preventive health services and community programs for Mexican adults 60‑84. Members receive age‑based coverage, deductible and co‑insurance options, two ambulance rides per year, virtual consultations, longevity assessments, and access to in‑person and online wellness activities, helping reduce out‑of‑pocket costs and promote active aging.
Funding
$7.3M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
LLFounders
Product
Problem
Many older adults in Mexico lack access to affordable, comprehensive health coverage that includes both major medical expense protection and ongoing preventive care, leading to financial strain and reduced quality of life.
Solution
Koltin provides a membership that bundles a major medical expense insurance plan, operated by BBVA Seguros Salud, with a suite of preventive health services and community programs. Members receive coverage for high‑cost medical events, a deductible and co‑insurance structure, and two ambulance services per year, plus access to longevity assessments, personalized health action plans, and virtual medical consultations. The platform also organizes in‑person and online workshops, fitness, arts, and social activities to support physical, mental, and emotional well‑being. By integrating insurance, preventive care, and community engagement, Koltin aims to reduce out‑of‑pocket costs, encourage early health interventions, and foster a supportive environment for active aging.
Target Audience
Primary customers are Mexican adults aged 60‑84 (and their families) seeking comprehensive health protection, preventive care, and social engagement.
Features
- Major medical expense insurance with age‑based sum insured, deductible options ($30k or $100k), and $20k co‑insurance cap, plus two ambulance services annually
- Longevity study with detailed health report, goal setting, and personalized action plan
- Telehealth video consultations and ongoing preventive follow‑up with Koltin’s health team
- Access to on‑site and virtual wellness activities such as painting, Tai Chi, dance, and health workshops
- Community platform that connects members for social interaction and shared interests
- Coverage for medical emergencies abroad, with reimbursement according to policy limits