Eduardo Rocha
CEO
Klubi
Klubi provides a digital platform for managing and acquiring consortium plans for vehicles, real estate, motorcycles, and travel. The service emphasizes simplicity, transparency regarding fees, and streamlined processes compared to traditional consortium models. As a fintech authorized by the Central Bank, Klubi offers accessible credit solutions with low monthly payments.
- Applications
- Financial Technology
- Software Only
Updated 22 months ago
Funding
Raised to date
$19.5MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Funding rounds are not available yet.
Founders
Product
Problem
In Brazil, access to credit can be challenging due to bureaucratic processes and high interest rates, making it difficult for individuals to plan and achieve their financial goals. Traditional "consórcio" models, a popular savings and credit system, often involve hidden fees and lack transparency, further complicating the process.
Solution
Klubi offers a fully digital "consórcio" platform designed to simplify access to credit through a transparent and user-friendly experience. As a digital "consórcio" authorized by the Central Bank of Brazil, Klubi allows users to plan purchases with fixed monthly payments and no hidden fees. The platform streamlines the entire process, from enrollment to credit delivery, eliminating paperwork and unnecessary delays. Klubi provides a secure and straightforward way for individuals to achieve their financial goals through collaborative savings.
Target Audience
Klubi primarily targets individuals in Brazil seeking a transparent and accessible way to plan and finance purchases through a digital "consórcio" system.
Features
- Fully online platform accessible via a simple and intuitive mobile application.
- Transparent fee structure with fixed monthly payments and no hidden costs.
- Digital "consórcio" model authorized and regulated by the Central Bank of Brazil.
- Options for "consórcio" and "Compra Planejada" (planned purchase) modalities.
- "Consórcio" options for auto, motorcycle, and travel purchases.
- Credit amounts ranging from R$ 1,000 to R$ 200,000, with flexible monthly payment plans.
- Automated process from contract signing to credit release.