The startup operates a private debt investment platform that connects clients with online lenders, facilitating capital raising through a marketplace of alternative lending firms. By enabling investors to select debentures based on specific criteria such as maturity, interest rate, and credit rating, the platform provides a secure and liquid investment avenue in private debt.
Funding
$2.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Individual investors and family offices often lack direct access to private debt investment opportunities, which are typically dominated by institutional players. This limited access can hinder portfolio diversification and the potential for higher returns compared to traditional fixed-income assets.
Solution
Kilde operates a regulated investment platform that connects investors with alternative lending firms, providing access to private debt investments. The platform offers a marketplace where investors can select debentures based on criteria such as maturity, interest rate, and credit rating. Kilde's offerings provide a secure and relatively liquid investment avenue in private debt, secured by collateral and with monthly coupon payments. The platform aims to simplify private debt investing, offering a user-friendly interface and a streamlined onboarding process.
Target Audience
Kilde primarily targets accredited investors, high-net-worth individuals, and family offices seeking alternative investment opportunities in private debt markets.
Features
- Access to private bonds secured by collateral from non-banking financial institutions.
- Investments denominated in USD, SGD, and EUR.
- Monthly coupon payments with investment terms ranging from 3 to 36 months.
- User-friendly online platform with clear transaction records and payment schedules.
- Institutional-grade quality checks on underlying loans and repayments.
- Customer funds safeguarded by DBS Bank.
- Collateral analysis using over 20 million data points, including aging breakdown and cash flow forecasting.