About Kaspar

Kaspar& offers a digital investment platform that utilizes automated savings and investment strategies, allowing users to invest spare change and set personalized financial goals through a user-friendly app. The service addresses the challenge of financial management by providing low-cost, diversified investment options and budgeting tools, enabling users to build wealth effortlessly while maintaining control over their expenses.

<problem> Many individuals find it challenging to manage their finances effectively, lacking the tools and knowledge to invest and save properly. Traditional investment options often require significant capital and financial expertise, making them inaccessible to the average person. This can lead to missed opportunities for wealth building and financial security. </problem> <solution> Kaspar& offers a digital investment platform designed to simplify wealth accumulation through automated savings and investment strategies. The platform enables users to invest spare change from everyday purchases and set personalized financial goals, all within a user-friendly mobile application. By providing access to low-cost, diversified ETF and index fund investment plans, Kaspar& empowers users to effortlessly grow their wealth while maintaining control over their expenses. The platform also offers budgeting tools to help users manage their spending and allocate funds for various financial needs, such as bills, taxes, and subscriptions. </solution> <features> - Automated investment of spare change rounded up from card payments. - Goal-based savings plans tailored to individual financial objectives (e.g., travel, homeownership, retirement). - Budgeting tools for expense tracking and allocation. - Access to diversified, low-cost ETF and index fund portfolios. - Multiple funding options, including spare change, one-time deposits, and recurring transfers. - Customizable investment strategies based on risk tolerance and financial goals. - A free bank account and a Mastercard for fee-free payments worldwide. - CO2 tracker that calculates the carbon footprint of each payment. - Financial education resources, including a crash course, market reports, and webinars. </features> <target_audience> Kaspar& primarily targets individuals who are new to investing or seeking a simplified, automated approach to managing their finances and building wealth. </target_audience> <revenue_model> Kaspar& generates revenue through an all-inclusive management fee of up to 0.45% per year on invested assets, covering all costs, including depot fees, product costs, and exchange fees. </revenue_model>

What does Kaspar do?

Where is Kaspar located?

Kaspar is based in Sankt Gallen, Switzerland.

When was Kaspar founded?

Kaspar was founded in 2020.

How much funding has Kaspar raised?

Kaspar has raised 2760000.

Location

Sankt Gallen, Switzerland

Founded

2020

Funding

2760000

Employees

14 employees

Major Investors

Avaloq

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Kaspar

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Executive Summary

kasparund.ch 3K+

Crunchbase

Founded 2020 – Sankt Gallen, Switzerland

Funding

Estimated Funding

$2M+

Major Investors

Avaloq

Team (10+)

No team information available.

Company Description

Problem

Many individuals find it challenging to manage their finances effectively, lacking the tools and knowledge to invest and save properly. Traditional investment options often require significant capital and financial expertise, making them inaccessible to the average person. This can lead to missed opportunities for wealth building and financial security.

Solution

Kaspar& offers a digital investment platform designed to simplify wealth accumulation through automated savings and investment strategies. The platform enables users to invest spare change from everyday purchases and set personalized financial goals, all within a user-friendly mobile application. By providing access to low-cost, diversified ETF and index fund investment plans, Kaspar& empowers users to effortlessly grow their wealth while maintaining control over their expenses. The platform also offers budgeting tools to help users manage their spending and allocate funds for various financial needs, such as bills, taxes, and subscriptions.

Features

Automated investment of spare change rounded up from card payments.

Goal-based savings plans tailored to individual financial objectives (e.g., travel, homeownership, retirement).

Budgeting tools for expense tracking and allocation.

Access to diversified, low-cost ETF and index fund portfolios.

Multiple funding options, including spare change, one-time deposits, and recurring transfers.

Customizable investment strategies based on risk tolerance and financial goals.

A free bank account and a Mastercard for fee-free payments worldwide.

CO2 tracker that calculates the carbon footprint of each payment.

Financial education resources, including a crash course, market reports, and webinars.

Target Audience

Kaspar& primarily targets individuals who are new to investing or seeking a simplified, automated approach to managing their finances and building wealth.

Revenue Model

Kaspar& generates revenue through an all-inclusive management fee of up to 0.45% per year on invested assets, covering all costs, including depot fees, product costs, and exchange fees.