Kapcharge provides Canadian businesses with a secure, all‑in‑one payment processing platform that handles both inbound and outbound transactions through a single API.
Funding
Funding not disclosed
Founders
Product
Problem
Canadian businesses often face fragmented payment infrastructures that require separate integrations for inbound payments, outbound payouts, risk management, and analytics, leading to higher operational costs and slower cash flow.
Solution
Kapcharge offers a unified payment processing platform for Canadian enterprises that consolidates inbound and outbound transactions into a single API. The platform supports high‑volume and recurring payments while providing built‑in risk management and real‑time data analytics. By connecting directly to banks and payment networks, it automates complex payment flows, reduces the need for multiple vendors, and ensures funds are available in the merchant’s account by the next business day. The solution is designed for reliability, security, and scalability, enabling businesses to streamline operations, lower processing fees, and improve cash flow efficiency.
Target Audience
Primary customers are Canadian B2B SaaS providers, loan platforms, auto lenders, and other enterprises that need to process large volumes of payments and automate payouts.
Features
- Single API that handles both incoming payments and outgoing payouts
- Support for high‑volume, recurring, EFT, Visa Debit, and Interac transactions
- Integrated risk management and fraud detection tools
- Real‑time analytics dashboard for transaction monitoring and reporting
- Direct connectivity to Canadian banks and payment networks for next‑day settlement
- Automated reconciliation and payout scheduling to reduce manual effort