Kanmon provides a platform that enables professional services and industry-specific software to offer embedded lending products, including term loans and invoice financing, directly to their business customers. This integration allows businesses to access funding between $10,000 and $250,000 without leaving their existing platforms, while Kanmon manages all regulatory compliance and credit risk.
Funding
$13M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
2OFounders
Product
Problem
Businesses using professional services, practice management, digital supply chain, or industry-specific platforms often lack integrated financing options, forcing customers to seek external credit sources that disrupt workflow and reduce platform engagement.
Solution
Kanmon provides an embedded lending infrastructure that allows software platforms to offer term loans, lines of credit, and invoice financing directly within their applications. By integrating capital products into the user experience, platforms can present tailored working‑capital solutions without redirecting customers to third‑party lenders. The service includes real‑time credit decisioning and automated funding, enabling instant access to capital. Platform operators receive analytics on financing usage, helping identify upsell opportunities and improve customer retention. All financing is delivered under Kanmon’s regulatory compliance framework, ensuring transparent terms and secure data handling.
Target Audience
Primary customers are SaaS providers in professional services, practice management, digital supply chain, and other industry‑specific business management platforms seeking to embed financing options for their end‑users.
Features
- API and SDK integration for seamless embedding of term loans, credit lines, and invoice advances into SaaS platforms
- Real‑time underwriting engine that evaluates borrower risk using platform data and Bayesian models
- Automated disbursement and repayment processing with configurable repayment schedules
- Dashboard providing insights on financing program performance, utilization rates, and potential upsell targets
- Compliance and reporting tools aligned with state lending regulations and privacy standards