Kamin provides a real-time payment infrastructure that connects businesses to Colombia's Bre-B instant payment system, enabling B2P, P2M, B2B, and Request-to-Pay transactions. The platform automates payment reconciliation through a built-in ledger, verifies recipient aliases before transfers, and supports recurring billing and on-demand payments for digital commerce. Kamin's API-first approach lets companies integrate instant payments directly into their existing platforms and treasury workflows.
- Financial Technology
- Software Only
Funding
Founders
Product
Problem
Businesses in Colombia face slow payment settlement cycles and manual reconciliation processes that strain cash flow and complicate treasury operations. Traditional payment rails lack real-time confirmation, forcing companies to wait for funds and manually match transactions, which increases operational costs and delays business decisions.
Solution
Kamin provides a real-time payment infrastructure that connects businesses directly to Colombia's Bre-B instant payment system. The platform enables person-to-merchant (P2M), business-to-person (B2P), business-to-business (B2B), and Request-to-Pay transactions through a single API integration. Kamin verifies recipient aliases before executing transfers, ensuring payment accuracy, and automatically records every transaction in a built-in ledger to simplify accounting and reconciliation. The solution supports automated recurring billing, subscription payments, and on-demand charges for delivery, mobility, and streaming services, allowing companies to optimize treasury processes and improve cash flow.
Target Audience
Primary customers are Colombian businesses, e-commerce platforms, and financial service providers that need instant payment acceptance, automated collections, or bulk disbursement capabilities.
Features
- Direct integration with Bre-B for real-time payment processing in seconds
- Alias resolution and verification before executing B2P transfers to prevent errors
- Automated reconciliation ledger that records all transactions for simplified accounting
- Support for recurring payments, subscriptions, and on-demand billing models
- Request-to-Pay functionality that lets businesses initiate digital collections with full traceability
- API-based infrastructure designed for e-commerce platforms and enterprise treasury systems