Kaigoo provides an AI-powered financial management agent called Teteu that operates directly through WhatsApp, automating receipt capture, reconciliation, and cash flow monitoring for Brazilian SMEs. The platform integrates natively with Omie ERP and uses hybrid security where AI handles 98% of processing while human supervisors audit exceptions, with final approval always remaining with the business owner.
Funding
Funding not disclosed
Founders
Product
Problem
Small and medium-sized businesses in Brazil lose significant time and money to manual financial processes, with 48% of companies failing due to poor financial management. ERP systems only describe past transactions and cannot predict cash flow or provide actionable intelligence, while traditional CFO services remain too expensive for most SMEs. This forces business owners to spend hours on receipt collection, bank reconciliation, and payment tracking instead of focusing on strategy.
Solution
Kaigoo delivers Teteu, an AI financial agent that lives inside WhatsApp, allowing business owners to manage their entire financial operation through natural conversation. Users simply forward receipts, invoices, or bank statements as photos, audio, or PDFs, and Teteu automatically captures, structures, and reconciles the data against the Omie ERP. The platform continuously monitors bank feeds, documents, and ERP architecture to generate proactive alerts about cash flow, hidden defaults, and tax obligations, always with a recommended next step. Teteu handles 98% of the heavy processing work, while human supervisors audit exceptions and all entries enter as drafts requiring owner approval before posting.
Target Audience
Primary customers are Brazilian small and medium business owners who use Omie ERP and want to automate financial operations without hiring a full-time CFO or changing their existing systems.
Features
- WhatsApp-native interface with Meta-certified integration and end-to-end encryption for all financial conversations
- Automatic receipt capture via photo, audio, or PDF forwarding that converts messages into structured accounting entries
- 360° bank reconciliation that cross-references bank statements, document flows, and Omie architecture with automatic interest, fines, and batch write-offs
- Multi-CNPJ support with segregated access and cost center tracking for companies operating multiple legal entities
- Hybrid security architecture where AI executes routine work and human supervisors audit exceptions, with no technical capability to move money
- Native Omie API integration via plug-and-play CNPJ key, requiring no system migration or disruption to existing workflows
- AI engine built on Google Cloud with Anthropic Claude models, providing predictive cash flow analysis and prescriptive recommendations