K Lab provides trust infrastructure through K Rails, a platform that authorizes regulated payments before execution and records every step immutably. It connects to existing banking systems to enforce automatic approval rules, offer supplier reverse factoring, and generate unalterable records visible to governments, banks, and auditors in real time.
Funding
Funding not disclosed
Founders
Product
Problem
Regulated payments between governments, banks, companies, and private capital involve complex approval processes with limited transparency and a lack of permanent record-keeping. Existing systems move money but do not independently verify that each payment is authorized according to defined rules, leaving room for errors, disputes, and unauthorized transactions.
Solution
K Lab provides trust infrastructure through K Rails, a platform that decides when each payment is authorized without replacing existing banking or payment systems. K Rails connects to those systems to approve payments based on automatic, programmable rules, and records every step permanently and immutably. It adds automatic approval rules, optional reverse factoring for suppliers, and an unalterable record that all parties can see in real time. The platform also converts contract terms into milestone-based smart agreements, flags errors before funds move, and routes payments through the most efficient settlement path.
Target Audience
Primary customers are governments, banks, companies, and private capital entities that move regulated money and need verifiable authorization, dispute-free settlements, and unalterable audit trails for their payments.
Features
- Automatic payment approval rules validated before execution, with errors flagged and held automatically
- Immutable, timestamped invoice records stored on-chain as NFTs that cannot be altered or deleted
- Programmable smart contracts derived from contract key terms with milestone-based execution
- Reverse factoring marketplace where bank partners compete daily to fund supplier early payments
- One centralized real-time dashboard for leadership across every disbursement
- Direct integration into buyer ERP systems with minimal implementation effort
- Military-grade encryption using cryptographic standards used by defense agencies