Justos provides digital monthly auto insurance with customizable coverage options available across Brazil. The platform incentivizes safe driving through weekly rewards and discounts on monthly premiums. Customers manage policies, track claims transparently, and access roadside assistance features directly through a mobile application.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional auto insurance models in Latin America often lack transparency and flexibility, failing to adequately consider individual driving behavior when calculating premiums. This can lead to unfair pricing and a lack of incentives for safe driving.
Solution
Justos provides a digital auto insurance platform that leverages driving behavior data to offer personalized premiums and rewards. By monitoring driving habits through a mobile app, Justos can offer discounts of up to 30% to safe drivers, along with rewards such as fuel vouchers and iFood credits. The platform also provides real-time policy management, transparent claims tracking, and customizable coverage options, empowering users with greater control over their insurance.
Target Audience
The primary target audience is drivers in Brazil seeking flexible, transparent, and rewarding auto insurance options that recognize and incentivize safe driving habits.
Features
- Mobile app for monitoring driving behavior, including acceleration, braking, and phone usage
- Discounted monthly premiums based on driving scores, with potential savings up to 30%
- Rewards program offering fuel vouchers, maintenance discounts, and iFood/Uber credits for safe driving
- Real-time policy management through the app, allowing users to adjust coverage as needed
- Transparent claims tracking with status updates available in the app
- Customizable coverage options to suit individual needs and preferences
- 24/7 customer support via phone and WhatsApp
- Digital claims process allowing users to submit claims via audio message