JuniGo provides businesses with a full‑stack platform for cross‑border payments, enabling fast, secure and transparent settlements in over 150 countries. Users can send high‑value international transfers in multiple currencies—including USD, RMB, NGN, and AED—with same‑day settlement via SWIFT and local rails, while benefiting from 256‑bit encryption and regulated compliance. The service also supports funding through bank transfers, mobile money, or USDC wallets, offering a unified solution for global supplier payments.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses that need to pay overseas suppliers often face slow settlement times, high fees, and limited visibility when using traditional banking networks, which can strain cash flow and increase operational risk.
Solution
JuniGo offers a cross‑border payment platform that enables businesses to send and receive funds in over 150 countries with same‑day settlement in multiple currencies such as USD, RMB, NGN, and AED. The service combines SWIFT, local payment rails, and on‑chain transfers, providing end‑to‑end 256‑bit encryption and regulatory compliance to protect transactions. Integrated foreign‑exchange and trade‑financing tools allow users to lock competitive rates and manage working capital without separate providers. Real‑time tracking and verification give senders full visibility of payment status, reducing fraud risk and eliminating hidden fees. The platform supports funding via bank transfers, mobile money, or crypto wallets, ensuring instant liquidity for outgoing payments.
Target Audience
Primary customers are small‑ to medium‑sized enterprises that import goods, pay overseas suppliers, or settle with international partners across retail, e‑commerce, and professional services sectors.
Features
- Same‑day settlement for high‑value international transfers across 150+ destinations using SWIFT, local rails, and blockchain pathways
- Multi‑currency support with built‑in FX conversion at competitive rates for currencies including USD, RMB, NGN, AED and 40+ others
- 256‑bit encrypted transaction flow and licensed, regulated compliance framework with automated KYC/AML checks
- Real‑time payment tracking and verification dashboard that logs each step from initiation to receipt
- Funding flexibility via bank transfer, mobile money, or USDC wallet with instant balance top‑up
- Integrated trade‑financing and working‑capital options (upcoming) for supplier payments and short‑term Treasury investments