June Point Lending offers a broker‑focused non‑qualified mortgage platform that streamlines the entire loan process—from document upload to underwriting—by delivering real‑time eligibility analysis and rapid decisioning, especially for DSCR loans. The service pairs an automated eligibility engine with dedicated underwriters and account executives, giving brokers direct support and reducing the time spent hunting for eligibility, chasing conditions, and risking deal closures.
Funding
Funding not disclosed
Founders
Product
Problem
Mortgage brokers dealing with non‑qualified (Non‑QM) loans often spend excessive time searching for borrower eligibility, waiting for underwriting feedback, and chasing missing conditions, which can cause deals to fall through and delay loan closings.
Solution
June Point Lending offers a broker‑centric platform that streamlines the entire Non‑QM workflow from document upload through underwriting. An automated eligibility engine provides instant, real‑time DSCR loan eligibility checks, eliminating days‑long wait times. The system routes submissions to dedicated underwriters and account executives who are available via a single click or call, ensuring continuous human support. Competitive pricing and a quick online broker approval process further reduce friction, allowing brokers to close more loans with greater confidence and speed.
Target Audience
Primary customers are mortgage brokers who originate non‑QM, especially DSCR, loans and need a faster, clearer underwriting process.
Features
- Real‑time DSCR eligibility engine that flags qualifying criteria and returns results instantly
- End‑to‑end document upload and underwriting workflow hosted in a cloud platform
- Dedicated underwriters and account executives assigned to each broker for personalized assistance
- Online broker application with rapid review and immediate access to the eligibility engine
- Competitive loan pricing displayed transparently within the platform
- Integrated access to approved appraisal management companies and credit report providers
- Eligibility matrices and guideline resources available for DSCR products