AgentPay
Joomjoo provides AgentPay, a payment infrastructure platform that enables AI agents to make purchases autonomously through capped virtual cards and automated 3DS verification. The platform works across 100M+ Visa and Mastercard merchants, with agents minting single-use cards per purchase and users controlling spending limits via a prepaid wallet. It integrates with Claude Code, Cursor, Codex, and other agent environments through SDKs, MCP servers, and npx skills.
- Financial Technology
- Developer Tools
- Artificial Intelligence
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
AI agents can perform complex coding and research tasks, but when they need to make purchases—such as buying API credits, domain names, or software licenses—they lack a secure, autonomous payment method. Traditional payment flows require human intervention for card details and 3DS verification, breaking agent workflows and creating security risks if credentials are exposed.
Solution
Joomjoo provides dedicated payment infrastructure for AI agents through its AgentPay product, giving each agent its own capped virtual card linked to a user-funded prepaid wallet. The platform automatically handles the bank's 3DS verification, allowing the agent to complete the entire checkout process in its own browser without human involvement. Users set spending limits and can require confirmation before each payment or authorize payments up to the cap without asking. The platform offers a complete API with tools like complete_purchase, which opens the merchant, reaches the final review, mints a single-use card for the real total, and pays—all while maintaining an idempotency key for reliable retries. AgentPay also provides a credential vault for storing merchant logins, multi-use cards for subscriptions, and approval flows via WhatsApp, Telegram, voice, or web.
Target Audience
Primary customers are developers and teams who use coding agents like Claude Code, Cursor, and Codex and need those agents to make purchases autonomously, as well as organizations that want to delegate software procurement, ad spend management, cloud infrastructure, and subscription purchases to AI workflows.
Features
- complete_purchase API endpoint that automates the full checkout flow, from opening the merchant to clearing 3DS and paying with a single-use capped card
- Issue-card endpoint for scenarios where the agent must type card details manually, with one card per purchase and hard spending caps
- Prepaid wallet funded via card, bank transfer, or USDC through Stripe Checkout links, with user-controlled spending limits and per-transaction confirmation options
- Integration across multiple agent environments: Claude Code, Codex, Cursor, Gemini CLI through npx skills; MCP clients via the standalone server; TypeScript/JavaScript and Python SDKs
- Strict security rules enforced by design, including API keys only in environment variables, no card storage on merchant accounts, and automatic 3DS handling that never requires a one-time code from the user
- Credential vault storing merchant logins with passkey approval, keeping credentials out of agent prompts
- Multi-use cards for subscriptions with pause/kill functionality, and single-use cards that expire after one purchase
- Real-time spend status and wallet balance checking through dedicated endpoints