Stowe
Stowe is a personal finance app that connects to over 12,000 North American banks to help users track spending, find savings on groceries, subscriptions, and household bills, and manage shared finances with partners. The app provides daily spending recaps, alerts for unusual charges, and tools to cancel unused subscriptions directly within the platform, enabling data-driven decisions without requiring strict budgeting.
- Financial Technology
- Software Only
- Artificial Intelligence
- Data & Analytics
Funding
Founders
Founder details are not available yet.
Product
Problem
Traditional budgeting apps require users to manually categorize every transaction and adhere to rigid spending limits, which many people find tedious and unsustainable. This approach often leads to abandoned budgets and leaves users unaware of hidden costs, rising bills, and unused subscriptions that quietly drain their finances.
Solution
Stowe is a personal finance app that aggregates transaction data from over 12,000 North American banks to provide a comprehensive view of spending, bills, and subscriptions. Instead of forcing users into strict budgets, Stowe delivers daily check-ins that summarize yesterday's spending, flag unusual charges, and highlight upcoming bills and renewals. The app identifies savings opportunities by tracking changes in recurring costs like phone plans, internet, insurance, and utilities, and it lets users cancel unused subscriptions directly within the platform. For households, Stowe offers shared views of bills and net worth while keeping individual accounts private, enabling partners to collaborate on financial goals without sacrificing personal autonomy.
Target Audience
Primary users are individuals and couples in Canada and the US who want to understand and improve their spending habits without the commitment of traditional budgeting, particularly those looking to identify hidden costs and manage shared household finances.
Features
- Connects to over 12,000 banks and financial institutions across Canada and the US for automatic transaction aggregation
- Daily Check-In feature provides a 30-second morning summary of yesterday's spending, upcoming bills, and unusual activity
- Tracks recurring costs across groceries, subscriptions, phone plans, internet, insurance, and utilities to identify price increases and savings opportunities
- Subscription management dashboard lists all active subscriptions in one place with one-tap cancellation directly in the app
- Household features allow partners to share bills, goals, and net worth while keeping selected accounts private
- AI-powered insights and spending comparisons against similar households provide personalized recommendations without manual categorization
- Read-only account access with bank credentials never stored by Stowe; data encrypted in transit and at rest