Kiro provides an AI‑powered financial coaching platform that offers 24/7 conversational guidance for budgeting, saving, investing, and tax questions, turning complex tasks into step‑by‑step actions for individual users. It also supplies white‑label chatbot solutions for financial institutions to boost member engagement and gather behavioral insights, monetizing through subscription or licensing fees.
Funding
Funding not disclosed
Founders
Product
Problem
Young adults often struggle with financial literacy and lack access to personalized guidance, leading to poor budgeting, difficulty saving, and increased financial stress. Traditional financial advisors are often too expensive or inaccessible for this demographic.
Solution
Kiro is an AI-powered financial coaching platform that provides personalized financial guidance and tools to help users manage their finances effectively. The platform uses a conversational chatbot interface to answer financial questions, provide tailored advice, and offer actionable steps to achieve financial goals. Kiro integrates with financial institutions' platforms, offering a co-branded experience that strengthens member engagement and loyalty. The AI is built upon financial expertise and behavioral science principles, ensuring credible and practical guidance. Institutions can track member engagement, sentiment, and goals through an advanced analytics dashboard, gaining valuable insights into member needs and behavior.
Target Audience
Kiro primarily targets financial institutions such as credit unions, building societies, and insurance/pension providers seeking to enhance member engagement and provide personalized financial guidance to Gen Z and Millennial members.
Features
- 24/7 AI-powered financial coaching via a conversational chatbot
- Personalized advice on budgeting, saving, investing, and taxes
- Integration with financial institutions' platforms for a co-branded experience
- Analytics dashboard to track member engagement, sentiment, and financial goals
- Secure, enterprise-grade encryption to safeguard all interactions
- Customizable integration with existing platforms
- Real-time insights into member needs and behaviors